This sets up lower middle class families to be a target of even more predatory loan practices, How about some 14th amendment Equality Under The Law -all mortgages of more than 1 million pay a standard loan rate 10%? The marketing campaign could highlight all the ways charging the rich higher mortgage interest rates would be used in programs for low-income housing. You can even brand it as Targeted Trickle Down. 😉PS This legislation is in opposition to the GOP goals to increase the birthrate. If young families cannot afford even a mobile home, it is highly unlikely they will be having children anytime soon. 🔑 Mom and Dad's basement just isn't that romantic.