No. Consumers are further marginalized by this legislation. This administration has no regard for low and middle income Americans. The foxes are overseeing every aspect of our lives from education to housing and finances. We came out of the recent depression by establishing financial regulations that protects the public. Many of the homeless who are no longer counted in unemployment figures, are people who lost their homes in the economic downturn. Banks and companies who provided those mortgages need to be reigned in. They profit from the mortgages that are offered to those who really cannot afford them, and further profit from defaulting of the mortgages from the same. This is wrong and is not a benefit to consumers. Hold these banks to the same standards of Dodd-Frank.