Student loan debts are already at risk and many are struggling to live and pay back at a high monthly payment rate. Someone making 400 a no th can't afford 375 payment. Yes that would be the payment on income driven repayment plan on 65000.00. Why would making interest rates higher help this. It wouldn't. They need more help not predators and jacking up interests rates. In fact I don't think the loans should be allowed to be sold at all.