I don't think the federal government should have any connection to mortgages, just as they should stay out of the banks. We should minimize the power and size of the government, and disconnect these things that the individual parties may use in their party interest over US interests - for the right and the left. Isn't that the left's complaint also, that President Trump has exercised too much power? Sure, you're mad that he is the one doing it. If Hillary exercised the same amount of power you would be fine with it... To reduce the amount of things a president or the federal government has an effect on should work for both sides.