This is a compromise in the sort of right direction. One, federal loans should be federal loans and should not be handled at any time by private entities. Forgiveness should be reviewed and not simply given to arbitrary groups. If there is going to be forgiveness then *all* federal student loan debt should be forgiven. Companies making insane amounts of money collecting these loans should be cut off immediately. We are destroying future generations' abilities to be productive for short-term business profit. This system of loans/collections shouldn't exist at all.