The regulatory side of finance should be left to those trained for it. The sector had a massive set of regulations that started in the last recession. To keep the industry safe and secure it should be left to those accountable. Tech companies have a completely different view on things. It is always nice when we think of what things could be. However, I’ve been an AML investigator for years and can tell you that the tech industry does not have the capability of implementing a banking practice that can prevent terrorist financing. They have a hard enough time maintaining security for their social networks.