Yes, because just "winging it" hasn't worked too well for us!
It's IRRESPONSIBLE to bequeath such a horrendous debt to our children. We have fiat money and an ego-driven sense of entitlement, a drunkenness of the mind and heart, at every level of society.
• People want to be exempt from certain responsibilities, especially those that are inconvenient, which covers most, if not all, of them.
• People don't want to keep their commitments, much less their word. Remember that Oath you took to preserve, protect and defend the Constitution of the United States?!
• People think they're OWED certain things; they DESERVE certain things! That's why governments and (other) thieves steal from other people! I think that just might include things like civil forfeiture, but certainly, putting this nation in DEBT amounts to THIEVERY, also!
People need to do the HARD things FIRST - not LAST!
The Bible has this pearl of wisdom:
“Go to the ant, you sluggard! Consider her ways and be wise, which, having no captain, Overseer or ruler, provides her supplies in the summer, and gathers her food in the harvest. How long will you slumber, O sluggard? When will you rise from your sleep? A little sleep, a little slumber, a little folding of the hands to sleep — so shall your poverty come on you like a prowler, and your need like an armed man.”
(Proverbs 6:6-11 NKJV)