Eliminating the college loan process which is fraught with fraudulent and excessive burdens would be a boon to society. Just think how much money our college kids would be able to contribute to the coffers of the US and the world should they not have these loans that are unforgivable even in bankruptcy. How cruel is the United States when compared to every other free nation when we saddle our best and brightest and turn them into indentured servants? We are not a great nation, we are a cruel and inhumane nation. With the adventure we are on now...things can only get worse. I fear for our youth...and I tell you all, you can do better in another country...but will they want us?