I don't feel that Health Savings Accounts are a good idea and only benefit the wealthy and the healthy. If there is no mandate that states people must deposit monthly funds into their account, what's keeping them from doing this? If you are poor or on a tight budget, why would you place what little amount you have into a savings plan that could never grow if your employer does not give you a raise that reflects a living wage? Single payer plans are the way to go. I would rather see my taxes go up if they were used in a way that would benefit those that are not in the same situation as me. It's called being a human being.