Since many have a student loan with a company that has, time after time, screwed over the students and the families to make more money. Committed fraud on multiple levels, yes. Screw Sallie May and Navient. People are struggling to work, struggling to pay, and this company keeps working to make more off them. They jack up the interest rates without proper notification or reasoning, fail to inform students of alternative repayment solutions, and abuse the collection call laws. After researching them and my own personal negative experiences, I would never want to do business with them again, nor would I want to have a loan for my children (when I have them) to get higher education. College was once free, it should be free again.