While there are issues with the Export-Import Bank they aren't large enough to call for a shutdown of bank as a whole. The main issue with the Ex-Im Bank is the amount of profit large businesses see because of it, and because of that we need to do some light reform to ensure that only small businesses can reap the bank's benefits. Without it would be more difficult for most small exporters to get their products sold across the world, and therefore we would see a reduction of American products overseas. As for the distorts the markets argument, foreign governments already do this exact same thing. By doing this we don't distort the market, we balance it for the sake of our own companies. We need to insure that America stays a top player on the global economic stage, and this is a way to do it on the small business level.