As an MLO, seeing what happens behind the scene I understand why these regulations were put in place in the first place. Let’s not forget 2008, and the reason these regulations were pt into place in the first place. Interest rates have already made a significant climb as of end of 2017 and we’re seeing an increase on a weekly basis this year too. If we roll back these regulations we will have another 2008 debacle within the next 4 years. I vote NO.