Why don't we look at making healthcare a not for profit and develop a single payer plan? The current system allows insurance companies to keep 20% of the premiums for administrative costs. Medicare has about 5% for administrative costs. If the insurance costs are 1 trillion and we could save even 10% of that in administrative costs, we could save 100 billion dollars. I think that is more than enough to cover those that cannot afford insurance. Of course the CEO's and upper management would loose their multimillion dollar annual salaries. This still would not make everyone happy but they aren't happy now.