Insurance began when ship owners kept losing their ships at sea to pirates, massive storms and other catastrophes. The ship owners banded together and pooled money so that there would be funds to rebuild should they loose their ship in the course of doing the business of trading.There was no profit making in it. It was based on the sound idea that there was strength in numbers and that pooling resources would help all of them from having their businesses wiped out by the numerous risks they faced at sea. It was about banning together to reduce risk. Insurance is still like that but unfortunately profit making reigns supreme. Many members of Congress want to maximize the profits of some of the large insurance companies, while it looks like many of the small ones will be massively hurt by the current game they are playing. This is the game of eliminating any contribution by the government to anyone's healthcare, even though workers have been paying into Medicaid for all of their working lives.Looks to me like they are just fine with folks paying the unholy premiums or doing without coverage and dying and thereby "decreasing the surplus population." These Scrooges don't understand the community banding together to assume risk because they don't recognize our one humanity. We are all in it together people. There is no such thing as independent individual beings. You are born totally dependent and we are designed to be interdependent. We could help each other. You know like the picture of the group of people sitting in a circle in front of bowls of soup, but everyone is starving because their soup spoons are very long, too long to reach their own mouths. This depicts 'hell." The next picture is of the same group, no longer starving, but smiling while feeding each other with the long spoons across the table, depicting "heaven." Young people today will skip getting healthcare coverage to save money because many are struggling to make ends meet and they figure they will be healthy. Of course the young think that way, but that is not how it always goes. So the mandate was one way to get everyone to contribute to the risk pools to make insurance work. These piecemeal attempts to "fix" the problems that arise at every turn with these abominable bills create more problems than they fix. We need adults in Congress who are committed to helping Americans have quality of life with regard to healthcare. I mean preventative care should be paramount, mental healthcare should be a top priority and making sure everyone has a hospital they can get to in an emergency should be a goal. Instead, the diminishment of Medicaid will result in the closing of small rural hospitals, resulting in no access to thousands of people. Those of you who say I shouldn't have to pay for this or that or help people who cannot pay have forgotten what our country is about. Be grateful for all you have and if you have all your needs met, well what is wrong with helping others meet their needs? That is why you are here, to be an expression of love toward others, which includes giving them a helping hand. I am sure that if Congress wanted to come up with a plan to make affordable healthcare available for all Americans, they could. The sad truth is there are many who do not want that to be a reality, including Trump. The real obstacle is a massive failure to care about the populace, which results in these pitiful offerings. We pool tax money for the greater good and we could do the same for healthcare. The will to do so is not yet in them, so the American people must make it happen somehow. Keep the faith folks. Where there's a will, there's a way.