In reality these replacements are not really replacements. They just alter a few parts of the law and give the ACA a new name. This is ridiculous! Why are we STILL wasting time arguing about a law that helps millions of people because of the president that inspired it? Furthermore, Health Saving Accounts are NOT an advantageous or appropriate replacement for or even supplement to any form of healthcare. HSAs still require me to pay for all of my medical expenses while insurance companies take in millions of dollars for which they will never pay out. The ONLY replacement I will accept for a new health insurance law would be a single payer system. If our congress is serious about affordable healthcare and equitable healthcare for all then the only plan they would introduce would be for Universal Healthcare, a single payer system!