Keep ACA and tweak that, there's no reason to reinvent the wheel, especially with this many millions of people affected. I see nothing re price caps on coverage without that catastrophically ill people such as myself may have already surpassed such caps so the only answer for them is death. Does GOP want that on their hands? You're all making this unnecessarily difficult just to "defeat Obama", the heavy-lifting has already been done, why put people through this all over again? Health savings accounts only work if you have enough income to handle the cash outlay, most do not.