In November of 2008, the previously successful and lucrative franchise where I worked for 8 years closed suddenly and I was out of a job for the first time in 20 years. CONSUMERS footed the bill for those loose regulations on banks and Wall Street. We lost and lost big. Wall Street and huge companies still got paid out and a proverbial slap on the wrist, if that. You don't get to take that chance again with OUR MONEY. Stop lining the pockets of the wealthy and be responsible to your constituents. Loosening regulations on these agencies will not help the common United States citizen. PLEASE. Do not let this pass. Keep the "Dodd-Frank law" in place. Hell, make it stricter.