I am concerned,the Dodd frank deal was put into place to protect consumers. Albeit in some instances from themselves. I worked in the mortgage sector leading up to when the housing market bubble popped,some of my coworkers saw what was happening. I didn't because I didn't understand, many consumers still do not. Also, I believe that financial advisors should have a fiduciary duty to their clients. When you hire a financial advisor, it's because you need them to offer you their advice and lead you in the right direction. It will be hard for me to trust a financial advisor with my money without them being required to act in my best interest. Make sure that the Dodd frank is not repealed.