Tax credits will not help the poor buy insurance. If you are already at poverty level, you don't pay taxes anyhow. While it is stated that you can get coverage with a pre-existing condition , that coverage will cost a whole lot more in larger deductibles , higher premiums and annual limits. Back to the stone ages. If the wealthy would pay their share of taxes instead of turning the middle class on each other and the poor, there would be a lot more peace and harmony in this world. Who are the majority of our Senators and Reps? The wealthy .