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joint resolution Progress


  • Not enacted
    The President has not signed this bill
  • The house has not voted
  • The senate Rejected October 10th, 2018
    Roll Call Vote 50 Yea / 50 Nay
      senate Committees
      Senate Committee on Health, Education, Labor, and Pensions
    IntroducedAugust 28th, 2018

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What is it?

This resolution would repeal the Trump administration’s “Short-Term, Limited Duration Insurance” rule — which allowed health insurance consumers to buy short-term health insurance plans lasting up to 12 months that can be renewed for up to three years (Obamacare capped such plans at 3 months). The rule was finalized on August 3, 2018 but under the Congressional Review Act Congress can overturn recently finalized regulations with simple majority votes in both chambers and the president’s signature.

Impact

Health insurance consumers; healthcare providers; health insurers; and federal agencies.

Cost

A CBO cost estimate is unavailable.

More Information

In-Depth: Sen. Tammy Baldwin (D-WI) introduced this bill to stop the Trump administration’s expansion of short-term, limited duration “junk” health insurance plans:

“The Trump Administration is rewriting the rules on guaranteed health care protections that millions of Americans depend on. They are moving forward on an expansion of junk insurance plans that can deny coverage to people with pre-existing conditions and don’t have to cover essential services like prescription drugs, emergency room visits and maternity care.”

Baldwin’s colleague, Sen. Ron Johnson (R-WI) expressed his opposition to Baldwin’s effort to block the expansion of short-term health insurance plans in a statement:

“Senator Baldwin continues to ignore the forgotten men and women, who, under Obamacare, have seen their premiums double, triple and in some cases quadruple. Her solution is to restrict the options families have to choose the health insurance that is right for them.”

This legislation has the support of 45 cosponsors in the Senate, all of whom caucus as Democrats. Baldwin forced a vote on this legislation by signing a discharge petition with 29 other senators, which is all that's need to discharge Congressional Review Act regulatory disapproval resolutions.


Media:

Summary by Eric Revell

(Photo Credit: iStock.com / fstop123)

Official Title

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Secretary of the Treasury, Secretary of Labor, and Secretary of Health and Human Services relating to "Short-Term, Limited Duration Insurance".

    This is a bandaid on a shotgun wound. We need real solutions to healthcare that are not partisan or sold to the highest bidder. We need healthcare that recognizes the value of every person, and the right of every person to healthcare without the fear of the choice between financial ruin or doing without care.
    Like (131)
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    Short term policies have a niche market and not one client is buying in lieu of ACA plans. These are the only option for those that don’t have a qualified life event outside of open enrollment. As an Independent agent, we explain in detail the requirements and restrictions to members so they know what they are purchasing. These plans fill a great need!
    Like (41)
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    Everyone needs permanent health care and not raise premiums for pre- existing conditions or age! Either leave things alone or do single payer system for heavens sake!
    Like (60)
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    This is a complicated issue - and pushing short term plans that offer very little coverage is not the way to fix it - it simply undercuts the system we have. What I want to see is the PLAN that was promised during the campaign - where we all get great coverage at lower costs. This is not taking us in that direction
    Like (48)
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    This is just another GOP sabotage of the ACA. It will weaken the requirement that insurance cover pre-existing conditions and encourage people to buy junk policies not worth what they pay for them.
    Like (31)
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    Universal healthcare is the solution. Do it!
    Like (24)
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    How about you let people buy whatever they want? What kind of megalomaniac even considers that they arbitrarily get to dictate to another, equal, peer human being what that fellow child of God is and is not allowed to purchase? Who do you people think you are and what makes you think there is anything just about having that kind of tyrannical, dictatorial power to tell someone they can't buy something they think fits their needs the best because it doesn't align with your agenda? I can't even fathom, on the one hand, your arrogance and, on the other, the utter disgust and disdain you have for other human beings, that you consider them incapable and unworthy of making decisions for themselves.
    Like (22)
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    Short term plan? Who buy healthcare for a short term plan? Nobody would, unless you want to waste your money.
    Like (17)
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    The entire Trump administration should be eliminated.
    Like (15)
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    The only purpose to this rule was to give insurance companies another way to profit by screwing people over
    Like (14)
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    So what, choice for how one receives treatment for one’s body, is only for women and abortion?
    Like (14)
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    End this already and set up a single-payer system. I can only think of a few practical instances were short term insurance is “practical” for the consumer. This should otherwise should be considered an avenue of last resort (and I suspect those avenues would or should be rare in an equitable system). This option shouldn’t even exist with the context of healthcare. Insurance itself is a financial tool to generate profit towards investors while minimizing risk from a large population of payers. It is not a means towards taking care of the health of a population that is in dire need of additional health services due to ridiculously escalating health costs. Our health system is so backwards with regard to patient care, I’ve considered seeking health services in other countries. I certainly wouldn’t call our system the envy of any other country or society. While I don’t wholly oppose the profit motive, this is a case where the general health of those who need care should receive it. Every other industrialized society can do this to a greater extent than we do. Yet we still do not. Short-term plans, while they serve to generate higher profit motives for the industry is practically all but the worst choice amongst a plethora of mostly bad ones for the citizenry at large and serve only to fleece an otherwise overextended consumer base. COME UP WITH A BETTER SYSTEM! Germany was able to do that... over 100 years ago! I am tired of hearing excuses for why it “won’t work” when it works everywhere else! Fix this! I watch your votes and will notate them accordingly for how I will vote going forward in the future, in case you’re somehow utterly confused.
    Like (13)
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    The GOP have already begun dismantling ACA. In their zeal to blame ACA for all healthcare insurance issues, they have created age based insurance plans. Only one question is asked: date of birth. Almost everyone will find their insurance premiums have increased at minimum 100%. For too long have insurance and pharmaceutical companies grown fat on outrageous premium costs. For too long have bank accounts of our representatives grown fat from monies they’ve received from insurance and pharmaceutical companies to vote in their favor. A law must be enacted to forbid representatives to receive monies or favors from lobbyists and/or special interest groups. The idea of purchasing healthcare and pharmaceutical insurance is as antiquated as dinosaurs! We must have universal healthcare. We need it now!
    Like (11)
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    We are the only country that is not a third world country that doe not have a decent health insurance system and where people go bankrupt or die because of lack of healthcare. It is disgusting. This policy is an untenable stop gap measure.
    Like (10)
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    Trump promised us all the best insurance I’m still waiting
    Like (9)
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    This is a totally bad idea. People will get in trouble and be left without proper insurance for their illnesses. It could easily bankrupt them, leaving them without anything.
    Like (9)
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    GOP smokescreen for eliminating healthcare.
    Like (9)
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    Health Care should be a priority and not an option in our so-called free world. I understand we don't live in a utopian society but enough is enough. It's as if we want people to die intentionally whether or not they are here legally or illegally. Rich or poor, young or old black it white we all deserve the same quality of health that's fair and equitable!!
    Like (9)
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    Medicare for all! Let everyone have access to real healthcare for an affordable price. Making a profit off of people’s health is disgusting. Make people getting real healthcare the priority, not profits.
    Like (8)
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    Short term health care pretty much got my dad through cancer so, for sure no.
    Like (8)
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