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house Bill H. Res. 77

Should the House Call On Banks to Work Proactively With Clients Affected by the Gov’t Shutdown?

Argument in favor

Federal employees who were affected by the partial government shutdown were put into tight financial positions through no fault of their own. Since this was a bad situation they couldn’t control, these people shouldn’t face credit downgrades resulting from the shutdown and the House asking banks to work with them is helpful.

Bandcman's Opinion
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01/29/2019
Hard working people were made pawns. The banks got bailed out when they were in trouble and executives received millions. They can help out the little folks for a change
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01/29/2019
This past government shutdown was extremely detrimental not only to individuals, but also to the national economy. The government should work as hard as possible to get its workers back on its feet and back to work and NOT shut down the government again once our three weeks are up.
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Chickie's Opinion
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01/29/2019
Not everyone who was affected by the government partial shutdown had money saved, could borrow from a parent or had other means available to survive 35 days without pay. Most federal employees, contracted employees, outer circle people, (Uber drivers, cabbies, street vendors, etc.), who were affected by the shutdown, live paycheck to paycheck. Now there is the looming threat by #45 that if he doesn’t get his Useless Wall, (UW), he’ll shut down the government again. Sen. Mitch McConnell, will you step up and allow a bill onto the Senate floor that reflects the wants of a majority of Americans and does NOT include taxpayer funding for a UW? Are you willing to do what is right should the bill be vetoed by #45, bring the bill back to the Senate for the 2/3’s vote to override the veto and pass the bill into law? There is no emergent threat at our Southern borders. There is only racial motivated hate from #45 and his administration against families, men, women, children and babies looking for help from the US so they can find hope and peace.
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Argument opposed

Banks & credit unions were already working with impacted clients and given that the government shutdown was 35 days, and a single 30-day late payment shouldn’t impact most people’s credit scores, most federal employees shouldn’t see damage to their credit scores. This bill is a non-binding empty gesture.

Guy's Opinion
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01/29/2019
I understand why this might be a good thing but it is not the Government’s responsibility. Talk about socialism.
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Mark's Opinion
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01/29/2019
Less government, not more. Literally every time government gets involved with banking BAD things happen. Every single time.
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ConservativeGuy's Opinion
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01/29/2019
Please stop trying to push your leftist views on everybody. Government employees get a lot of positives and a few inconveniences. BTW, my wife works for DHS. We have savings. We are fine. Thanks for your concern.
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simple resolution Progress


  • The house Passed January 29th, 2019
    Passed by Voice Vote
      house Committees
      Committee on Financial Services
    IntroducedJanuary 25th, 2019

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    My reasoning to support this is simple empathy: If I were ever in a similar situation as the federal employees affected I would like to have similar help to get some leniency from banks and other institutions. However, some checks are needed to ensure that this applies only to folks who previously did not have financial problems.
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    Here is a thought, stop shutting down the government
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    The house should keep it’s criminal noses out of it
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    The shut down is over. Those are the dangers of working for the federal government: you might be affected by a shut down. That’s life. Welcome to how the rest of US live.
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    Well, this is ANOTHER FINE MESS Trump has gotten us into !!
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    Who created the shutdown and who did not have the balls to stop it?The workers affected should be paid retroactively. It was a completely unnecessary political stunt. Quit holding the government hostage. Quit allowing Trump to play these games. And stop colluding with him in the destruction of the government.
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    "This bill is a non-binding empty gesture."
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    HELL YES! THESE ARE THE SAME BANKS THAT "WE THE PEOPLE" BAILED OUT WITH TAXPAYER DOLLARS! PROVE YOU WERE WORTH IT. GIVE FEDERAL WORKERS THAT WERE EITHER SENT TO WORK WITHOUT PAY OR MADE TO STAY HOME WITH NO CHANCE OF GETTING PAID BY THE LIAR IN CHIEF
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    Since banks got bailouts it's only fair they should be required to assist people who were seriously hurt...plain hurt....to make arrangements with NO penalties to pay whatever loans were affected. Numerous people live pay check to pay check and have various types of loans; not saying write off the missed payments but do the right thing and waive any penalties/rewrite whatever needs to be re-written. These people aren't asking for a hand out just a fair shake.
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    Quit trying to break the banks. We already bailed them out the last time you libs practicality destroyed the system.
    Like (3)
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    Banks should not be penalizing federal workers for the failure of our President and Congress to actually keep the government open!
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    Nobody calls on anyone to help those that lose their jobs outside of the political realm. Give me a break!
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    Should be done by the banks on their own not because the government passed a bill, Jeez where was this concern when Clinton put the Coal miners out of work, Obama wages war on Healthcare workers with the ACA and manufacturing jobs leading to lay offs and terminations.
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    The banks and financial institutions should not bear the responsibility of helping those affected by the shutdown. This shutdown was because of don’s insistence of having $5.7B dollars for a wall that isn’t necessary. If anyone should help them it’s don and the reps and senators in Washington
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    While it wasn't the House's fault that the Federal government was shutdown, it is a good idea to encourage the banks to assist people affected, especially considering the assistance they received from the government when they needed it.
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    The president and other elected representatives need to do their jobs! Not force the private sector to cover their stinking behinds.
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    Keep the Government out of everything. They need to stop. Too big. They stick their unwanted noses in our lives. If the House was doing their jobs there would not have been a shutdown. Wake up people.
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    Simple answer: NO. MORE GOVERNMENT SHUTDOWNS! Pass the Stupid Act!
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    NO. Why should government parasites get special treatment? Their jobs are not guaranteed. Find a better job if you think you can. You already get too many benefits and vacation days. You jobs are subject to political and economic forces.....just look at Venezuela and the Soviet Union...Cuba if you prefer. GET A REAL JOB.
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    Stop govt shut downs.
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