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house Bill H.R. 563

Unaffordable Care Act: Exempting People From the Individual Mandate Who Face Premium Hikes for Minimum Coverage or if There's No Competition on Their Exchange

Argument in favor

People should be exempt from the individual mandate if they have only one (or in some cases zero) health plans to choose from on the exchange or faced premium hikes for the cheapest available plan. The federal government shouldn’t compel people to buy a product like health insurance under threat of a tax penalty.

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07/02/2017
No one should be mandated to transact for any purpose. That's not a thing that happens in a free nation. You are not a good or ethical person if you force someone to pay for something they wouldn't voluntarily purchase. You are claiming higher authority on someone else than they themselves have. You don't get to pat yourself on the back for restricting autonomy. This bill is a small step toward replacing tyranny with freedom, and it's about time we started moving in that direction again.
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Dave's Opinion
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07/02/2017
This partisan government ACA overreach should be repealed in its entirety. It was a predictable failure because it had nothing to do with healthcare, it was about redistributing the income from working people to the non-working parasites who live on the government dole 😡👎❗️All of the Alinski power-mad progressive liberal sycophants who want to control every aspect our lives are all about stealing our freedoms and they could give a damn less about you and me the taxpayers😡👎❗️It's called "buying" votes by enslaving the welfare reliant people who are sitting on their butts while the rest of us support them😡❗️Put a work requirement on all entitlement programs and you'll see the welfare rolls drop over 50% as happened in Wisconsin where they actually have a Governor who believes in and follows the Constitution and Bill of Rights unlike the corrupt and inept legislators representing us in both the state and federal governments in Oregon, they're a disgrace❗️If Obamacare is so damn good why aren't any of the Senators and Congressman required to adhere to mandate⁉️
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MattWayne's Opinion
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07/02/2017
Exempt everyone from mandating, as in, send it back to the States! You CANNOT mandate anything in America, that's why it's failing, and will fail in the future!!!
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Argument opposed

There shouldn’t be any exemptions to the individual mandate or its tax penalty. If an individual faces premium hikes for the cheapest available plan or there’s no competition on their state’s exchange that’s unfortunate, but they have to buy a plan or face the penalty to ensure the sick can afford their coverage.

Ticktock's Opinion
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07/02/2017
The lack of insurance company participation in the ACA can be directly related to the obstruction of the Republican Congress and the Trump Administration's efforts to undercut the health program. The mandate is the underpinning of the program, if it goes so does the ACA. This is exactly what the Republicans want and in the end the US citizens would end up with no national healthcare. Again this is exactly what the Republicans want otherwise they would have participated in the formation of the ACA or be able to develop an alternative plan that would be viable. Their goal is to enrich the wealthy while forgetting everyone else. If they want to ensure that everyone has a selection of insurance policies to select from in each exchange they need to put their weight, effort and political verbiage behind the ACA to ensure that insurance companies know that the ACA is the future. If a person wants to opt out of the mandate, OK. Let them pay for the privilege and understand that the option is forever under all government program; Medicare, Medicaid and national healthcare. The young may be healthy now but there are no promises in life and people should not be able to suddenly decide to participate when their health demands it and then drop after the crisis passes. It's insurance, it's purchase before the crisis and retained for life. The better program would be universal healthcare.
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Ann's Opinion
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07/02/2017
I think a better way to handle this would be that the government would allow people in these areas to participate in Medicaid at cost until an affordable private plan could be delivered to their area since basically Congress is a mess.
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Leo's Opinion
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07/02/2017
Why is Congress playing with the margins of a bill instead of addressing the real problem of escalating health care costs.
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bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
  • The house has not voted
      house Committees
      Committee on Ways and Means
    IntroducedJanuary 13th, 2017

Bill Activity

  • action
    Introduced in House
  • referral
    Referred to the House Committee on Ways and Means.

bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
  • The house has not voted
      house Committees
      Committee on Ways and Means
    IntroducedJanuary 13th, 2017
    No one should be mandated to transact for any purpose. That's not a thing that happens in a free nation. You are not a good or ethical person if you force someone to pay for something they wouldn't voluntarily purchase. You are claiming higher authority on someone else than they themselves have. You don't get to pat yourself on the back for restricting autonomy. This bill is a small step toward replacing tyranny with freedom, and it's about time we started moving in that direction again.
    Like (56)
    Follow
    Share
    The lack of insurance company participation in the ACA can be directly related to the obstruction of the Republican Congress and the Trump Administration's efforts to undercut the health program. The mandate is the underpinning of the program, if it goes so does the ACA. This is exactly what the Republicans want and in the end the US citizens would end up with no national healthcare. Again this is exactly what the Republicans want otherwise they would have participated in the formation of the ACA or be able to develop an alternative plan that would be viable. Their goal is to enrich the wealthy while forgetting everyone else. If they want to ensure that everyone has a selection of insurance policies to select from in each exchange they need to put their weight, effort and political verbiage behind the ACA to ensure that insurance companies know that the ACA is the future. If a person wants to opt out of the mandate, OK. Let them pay for the privilege and understand that the option is forever under all government program; Medicare, Medicaid and national healthcare. The young may be healthy now but there are no promises in life and people should not be able to suddenly decide to participate when their health demands it and then drop after the crisis passes. It's insurance, it's purchase before the crisis and retained for life. The better program would be universal healthcare.
    Like (368)
    Follow
    Share
    I think a better way to handle this would be that the government would allow people in these areas to participate in Medicaid at cost until an affordable private plan could be delivered to their area since basically Congress is a mess.
    Like (213)
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    Why is Congress playing with the margins of a bill instead of addressing the real problem of escalating health care costs.
    Like (158)
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    Fix the damn problem instead of wasting time on this garbage or the AHCA which will just kill millions of people.
    Like (87)
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    Single payer health care now
    Like (76)
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    We should have universal health care through a single pay or system. Until then we cannot reduce the income that supports our current system.
    Like (61)
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    Single-payer healthcare. Nothing else will fix the problems we currently face.
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    This partisan government ACA overreach should be repealed in its entirety. It was a predictable failure because it had nothing to do with healthcare, it was about redistributing the income from working people to the non-working parasites who live on the government dole 😡👎❗️All of the Alinski power-mad progressive liberal sycophants who want to control every aspect our lives are all about stealing our freedoms and they could give a damn less about you and me the taxpayers😡👎❗️It's called "buying" votes by enslaving the welfare reliant people who are sitting on their butts while the rest of us support them😡❗️Put a work requirement on all entitlement programs and you'll see the welfare rolls drop over 50% as happened in Wisconsin where they actually have a Governor who believes in and follows the Constitution and Bill of Rights unlike the corrupt and inept legislators representing us in both the state and federal governments in Oregon, they're a disgrace❗️If Obamacare is so damn good why aren't any of the Senators and Congressman required to adhere to mandate⁉️
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    At one time or the other all people are going to need health care. People who opt out now and can't get insurance later will end up in an emergency room and probably end up filing for bankruptcy later. Then all the rest of us have to pay more to make up the difference. The idea that government can't force people to do something is bogus. Unless your are below a certain income everyone pays taxes. There are speed laws that you must abide by or pay a penalty. If you own a car you are required to obtain car insurance. These examples may not be exactly the same but in my eyes they are damn sure close.
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    You should be expanding ACA and not dismantling it. The ACA has saved people's lives. Without the mandate, it will not be sustainable financially. (We are not so stupid to think anything else.)
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    Exempt everyone from mandating, as in, send it back to the States! You CANNOT mandate anything in America, that's why it's failing, and will fail in the future!!!
    Like (24)
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    Mandated health insurance keeps premiums low for all. Price you pay for an accountable democracy. Many of us who have been insured through work paid premiums for years that we didn't use. Still, I would not have been without it. We have to show proof of auto insurance to renew our licenses. How is this different? I carry auto insurance by law and have had one claim in over 40 years. Would not be without auto insurance even if there were no law. Same with home owners insurance. All you need is one catastrophic illness or accident and you are glad you are insured. If your home burns down or your car is totaled and you have no insurance, you lose. If you are in a car wreck and have no insurance, by law and Hippocratic Oath, you are guaranteed care. But somebody is going to pay and it will be the people who pay for health insurance. Care for all is a right that comes with the responsibility to pay something to the pool.
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    I don't think there should be any mandates at all for health insurance. Unless I can pay less than what I pay for my car insurance which gives me $1million in medical coverage for a little over $100/month, I don't want to buy health insurance at all! I am not my brother's keeper. Government run health insurance only encourages abuse! People need to have skin in the game to respect the system. I want to pay out of pocket for routine medical care, with plenty of competition and price transparency among medical providers, and just have coverage for extreme cases like surgery or accident my car coverage doesn't cover. I am plenty healthy and work hard to stay that way. Why should I support bad genes or bad lifestyles?
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    Insurance began when ship owners kept losing their ships at sea to pirates, massive storms and other catastrophes. The ship owners banded together and pooled money so that there would be funds to rebuild should they loose their ship in the course of doing the business of trading.There was no profit making in it. It was based on the sound idea that there was strength in numbers and that pooling resources would help all of them from having their businesses wiped out by the numerous risks they faced at sea. It was about banning together to reduce risk. Insurance is still like that but unfortunately profit making reigns supreme. Many members of Congress want to maximize the profits of some of the large insurance companies, while it looks like many of the small ones will be massively hurt by the current game they are playing. This is the game of eliminating any contribution by the government to anyone's healthcare, even though workers have been paying into Medicaid for all of their working lives.Looks to me like they are just fine with folks paying the unholy premiums or doing without coverage and dying and thereby "decreasing the surplus population." These Scrooges don't understand the community banding together to assume risk because they don't recognize our one humanity. We are all in it together people. There is no such thing as independent individual beings. You are born totally dependent and we are designed to be interdependent. We could help each other. You know like the picture of the group of people sitting in a circle in front of bowls of soup, but everyone is starving because their soup spoons are very long, too long to reach their own mouths. This depicts 'hell." The next picture is of the same group, no longer starving, but smiling while feeding each other with the long spoons across the table, depicting "heaven." Young people today will skip getting healthcare coverage to save money because many are struggling to make ends meet and they figure they will be healthy. Of course the young think that way, but that is not how it always goes. So the mandate was one way to get everyone to contribute to the risk pools to make insurance work. These piecemeal attempts to "fix" the problems that arise at every turn with these abominable bills create more problems than they fix. We need adults in Congress who are committed to helping Americans have quality of life with regard to healthcare. I mean preventative care should be paramount, mental healthcare should be a top priority and making sure everyone has a hospital they can get to in an emergency should be a goal. Instead, the diminishment of Medicaid will result in the closing of small rural hospitals, resulting in no access to thousands of people. Those of you who say I shouldn't have to pay for this or that or help people who cannot pay have forgotten what our country is about. Be grateful for all you have and if you have all your needs met, well what is wrong with helping others meet their needs? That is why you are here, to be an expression of love toward others, which includes giving them a helping hand. I am sure that if Congress wanted to come up with a plan to make affordable healthcare available for all Americans, they could. The sad truth is there are many who do not want that to be a reality, including Trump. The real obstacle is a massive failure to care about the populace, which results in these pitiful offerings. We pool tax money for the greater good and we could do the same for healthcare. The will to do so is not yet in them, so the American people must make it happen somehow. Keep the faith folks. Where there's a will, there's a way.
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    I hear and see all these comments about how disastrous the ACA (Obamacare) is. I'd like to make a few points. The mandate to have insurance is kind of like social security, young, healthy pay into it so us old folks can get S.S. I'm pretty sure they'll be expecting help to keep it going when they retire. As for "get a job and pay for your own healthcare", my husband and I are 65 and 74, he went to the Employment and Development Agency and they laughed at him. We were in real estate development under W. and we all know how that worked! My point for all those Trump followers who only listen to the GOP and think only conservative news is trustworthy, from the conservative Washington Times: http://www.washingtontimes.com/news/2017/mar/29/obamacare-popularity-rise-poll/
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    I would prefer a single-payer system, but since that isn't happening any time soon we should keep the mandate. It's the only way to keep healthy people in the pool to keep costs down for the sick (and for all of us since our tax dollars subsidize this). Stop trying to break the ACA unless you're going to put forward a sensible replacement!!!
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    If there is only one healthcare plan in a State than there is a monopoly in that state and since there is no competition the plan would dictate any unaffordable rate they want. Why should the residents be accountable? Rather turn this around and make insurance companies cover other states. Or better yet do Medicare for all. Trumpcare is a SHAM. I will work to drive out every corrupt politician that supports Trumpcare!
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    For those who think "Single Payer" is the way to do some reading up on it in countries where it's practiced, because if people looked into they would probably change their minds.
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    How is the mandate legal? It's just wealth redistribution. Blatant socialism. Repeal the ACA and get the government out of the health insurance business.
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