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house Bill H.R. 3824

Expanded Health Insurance Options Act of 2009

bill Progress

  • Not enacted
    The President has not signed this bill
  • The senate has not voted
  • The house has not voted
      house Committees
      Committee on Energy and Commerce
    IntroducedOctober 15th, 2009

Bill Details

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Expanded Health Insurance Options Act of 2009

Official Title

To allow States to establish interstate compacts for the purpose of expanding health insurance options.


Expanded Health Insurance Options Act of 2009 - Authorizes states to enter into arrangements to form interstate compacts under which health insurance issuers would offer coverage meeting the requirements of this Act under a unified regulatory structure governing the issuance, renewal, rating, mandated benefits, and similar items of coverage. Requires each compact to ensure that individuals who are insured in a participating state are able to access an independent external appeals process to review decisions made by health insurance issuers relating to coverage. Makes a participating state in which an insurance issuer is licensed responsible for the enforcement of applicable laws, regulations, agreements, and orders governing health insurance issuers and coverage. Authorizes a participating state in which a covered individual resides to require a health insurance issuer to pay premiums and taxes, submit to an examination of financial condition, and comply with state laws regarding fraud and abuse and unfair claims practices.

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