- Not enactedThe President has not signed this bill
- The senate has not voted
Committee on Banking, Housing, and Urban Affairs
- senate Committees
- The house Passed December 2nd, 2014Roll Call Vote 422 Yea / 0 Nay
Committee on Financial ServicesConsumer Protection and Financial InstitutionsIntroducedOctober 3rd, 2013
- house Committees
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Regulation D Study Act
To instruct the Comptroller General of the United States to study the impact of Regulation D, and for other purposes.
Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions). Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.