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house Bill H.R. 3240

Regulation D Study Act

bill Progress

  • Not enacted
    The President has not signed this bill
  • The senate has not voted
      senate Committees
      Committee on Banking, Housing, and Urban Affairs
  • The house Passed December 2nd, 2014
    Roll Call Vote 422 Yea / 0 Nay
      house Committees
      Committee on Financial Services
      Consumer Protection and Financial Institutions
    IntroducedOctober 3rd, 2013

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Bill Details

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Regulation D Study Act

Official Title

To instruct the Comptroller General of the United States to study the impact of Regulation D, and for other purposes.


Regulation D Study Act - Directs the Comptroller General (GAO) to study the impact upon depository institutions, consumers, and monetary policy of the requirement that depository institutions maintain reserves in accordance with the Federal Reserve Act and Regulation D (Reserve Requirements of Depository Institutions). Requires such study to include: (1) a historic review of how the Board of Governors of the Federal Reserve System has used reserve requirements to conduct U.S. monetary policy, (2) the impact of the maintenance of reserves upon depository institutions, (3) the impact upon consumers in managing their accounts, and (4) alternatives available to the Board to maintain reserves to effect monetary policy.

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