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  • Not enacted
    The President has not signed this bill
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      house Committees
      House Committee on Financial Services
      Financial Institutions and Consumer Credit
    IntroducedSeptember 25th, 2013

Bill Details

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Official Title

To amend the Consumer Financial Protection Act of 2010 to provide consumers with a free annual disclosure of information the Bureau of Consumer Financial Protection maintains on them, and for other purposes.


Amends the Consumer Financial Protection Act of 2010 to direct the Consumer Financial Protection Bureau (CFPB) to: (1) disclose to a consumer all information (and their sources) held by the CFPB with respect to that consumer, including any person or other federal department or agency to which the CFPB disclosed the information; and (2) truncate in the disclosure the first five digits of the consumer's Social Security number (or similar identification number), if the consumer so requests and the CFPB has received appropriate proof of the requester's identity. Permits consumers to request such a disclosure: (1) online, with a link prominently displayed on the CFPB website, (2) via U.S. mail; and (3) via a toll-free telephone number.

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