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house Bill H.R. 2673

Home Mortgages: Safe Harbor for Loans Held in Portfolio

Argument in favor

Would improve access to home financing for low-income borrowers by looking at tangible and intangibles, in regard to the borrower’s finances.

Argument opposed

Opens the door for smaller, community banks to offer predatory loans similar to those that derailed the economy in 2007.

bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
      senate Committees
      Committee on Banking, Housing, and Urban Affairs
  • The house has not voted
      house Committees
      Committee on Financial Services
    IntroducedJuly 11th, 2013

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