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house Bill H.R. 2672

Rethinking the Definition of Rural, with Mortgage Credit in Mind

Argument in favor

A broader range of evaluation criteria of rural counties would helps ensure continued access to mortgage credit.

Argument opposed

Increased opportunity for lenders to sidestep important consumer protections and offer risky mortgage packages.

    A government land designation should not be the determining factor for whether you can afford a loan or not. If the land owner can afford the loan then they can afford the loan.
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