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house Bill H.R. 2578

Should the National Flood Insurance Program Be Reauthorized Through September 30?

Argument in favor

The National Flood Insurance Program (NFIP) is the primary source of flood insurance for over five million families and businesses. Reauthorizing it keeps these people and businesses protected in case of floods, which are becoming increasingly common. Congress needs to ensure that the NFIP doesn’t lapse for even a short period of time.

Marizzapan's Opinion
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05/14/2019
Yes, of course, I support reauthorizing the National Flood Insurance Program. I also support a national education program on Climate Change.
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05/12/2019
I support the national flood insurance program
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jimK's Opinion
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05/13/2019
If our government will not commit to dealing with climate change, the government needs to, at least, help those who cannot get or afford flood insurance. The governments lack of action is putting more and more people at risk as precipitation patterns shift and weather becomes more extreme.
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Argument opposed

The NFIP’s existence prevents the private sector from offering its own flood insurance options, which could be better-run and more efficient than the NFIP (which is in tremendous debt). Rather than extending NFIP, Congress should encourage the private sector to offer flood insurance again, as it did before the 1950s.

burrkitty's Opinion
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05/13/2019
Just stop. That program needs to die anyway. It just encourages irresponsible building in flood zones. We shouldn’t be encouraging it. Building in V zones should be illegal and existing structures removed. Zones with the A classification should be prohibited from building new construction. Only remodeling should be allowed.
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doingmypart's Opinion
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05/14/2019
People that have second homes on beach front property should be forced to carry private flood insurance costing far more then what our national flood insurance costs. Until we stop building in flood zones and repeatedly rebuilding homes flooded out multiple times needs to end. Homes built in existing flood zones should be bought out the next time they flood, relocating these people to areas that won’t flood. Climate change has amplified our pre-existing issue with flooding, out of date flood zone mapping must be updated expanding national flood insurance coverage.
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JTJ's Opinion
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05/13/2019
This is not the proper function of government. Get the government out of the insurance business.
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bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
  • The house has not voted
      house Committees
      Committee on Financial Services
    IntroducedMay 8th, 2019
    Yes, of course, I support reauthorizing the National Flood Insurance Program. I also support a national education program on Climate Change.
    Like (22)
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    Just stop. That program needs to die anyway. It just encourages irresponsible building in flood zones. We shouldn’t be encouraging it. Building in V zones should be illegal and existing structures removed. Zones with the A classification should be prohibited from building new construction. Only remodeling should be allowed.
    Like (34)
    Follow
    Share
    If our government will not commit to dealing with climate change, the government needs to, at least, help those who cannot get or afford flood insurance. The governments lack of action is putting more and more people at risk as precipitation patterns shift and weather becomes more extreme.
    Like (20)
    Follow
    Share
    I support the national flood insurance program
    Like (20)
    Follow
    Share
    People that have second homes on beach front property should be forced to carry private flood insurance costing far more then what our national flood insurance costs. Until we stop building in flood zones and repeatedly rebuilding homes flooded out multiple times needs to end. Homes built in existing flood zones should be bought out the next time they flood, relocating these people to areas that won’t flood. Climate change has amplified our pre-existing issue with flooding, out of date flood zone mapping must be updated expanding national flood insurance coverage.
    Like (15)
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    👍🏻👍🏻 The National Flood Insurance Program (NFIP) 👍🏻👍🏻 I’m of the opinion that the National Flood Insurance Program (NFIP) should be reauthorized, as it is the primary source of flood insurance for over five million families and businesses. Reauthorizing it keeps these people and businesses protected in case of floods, which are becoming increasingly common. Congress needs to ensure that the NFIP doesn’t lapse for even a short period of time. SneakyPete..... 👍🏻👍🏻NFIP😂👍🏻. 5.13.19.....
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    Expand it as well.
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    Reauthorize the National Flood Insurance program. With global climate change and #45’s destruction of the EPA, we need all the help we can get.
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    This is not the proper function of government. Get the government out of the insurance business.
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    I support ALL types of financial help to those in need of help following a natural disaster. THIS INCLUDES PUERTO RICO. I do not support bailouts for Racist in Chief’s Incompetent made trade wars.
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    We need to think about efforts to encourage relocation. This flooding is the new norm
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    The effects of climate change make this program even more important than ever.
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    Good Grief- WHAT A STUPID QUESTION. Has anyone been watching the weather?? There is flooding in Kansas now. That insurance needs to be a continuous thing. With Climate change an ongoing situation & getting WORSE BECAUSE OF TRUMP’S POLICIES ON CLIMATE it’s going to have to be.
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    These types of programs, that insure otherwise uninsurable properties, lead to rebuilding over and over in dangerous areas.
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    It’s time to move out and away from flood planes and low elevation coastal areas. These areas will only get worse as climate change progresses. It shouldn’t require tax money to continue this losing proposition of save land that can’t be saved.
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    The National Flood Insurance Program subsidizes irresponsible development and is a waste of our country's limited resources. It should be eliminated.
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    It’s been raining for several days each week since January The ground is supersaturate. The rivers are overflowing The ice is melting Yes we need flood insurance
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    The NFIP’s existence prevents the private sector from offering its own flood insurance options, which could be better-run and more efficient than the NFIP (which is in tremendous debt). Rather than extending NFIP, Congress should encourage the private sector to offer flood insurance again, as it did before the 1950s.
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    Absolutely not. The people who live inland pay higher insurance premiums to help cover the cost of these million dollar houses built on the coastal lines for the rich. If you can't afford 100% of the cost of flood insurance you can't afford to live on a coastal line. Wanting help from the government to subsidize your flood insurance is welfare for the rich!!! The government needs to get out of the insurance business, they can't even balance their own budget!
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    People are not responsible if a major flood hits their area. Even if they do have flood insurance, it will not cover all the damages caused by a major flood. People will lose their jobs because businesses have been destroyed. The roads will need to be repaired. Flooding causes a lot of damage and our country should focus on the natural disasters here before they take care of other countries disasters. It is time to put America first
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