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Accuracy in Reporting Medical Debt Act of 2013
To amend the Fair Debt Collection Practices Act to provide for a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information.
Accuracy in Reporting Medical Debt Act of 2013 - Amends the Fair Debt Collection Practices Act to prohibit debt collectors, during a 120-day period, from reporting a medical debt (arising from the receipt of medical services, products, or devices) to any consumer reporting agency if the consumer, within a specified timeframe, disputes the validity of such debt through a written statement that the consumer is: (1) continuing to communicate with an insurance company to determine coverage for the debt, (2) disputing the amount or existence of the debt, or (3) awaiting a determination on an application for financial assistance when the consumer provides evidence of such application. Prohibits this Act from having any effect on when a debt collector may engage in activities to collect or attempt to collect any debt owed or due or asserted to be owed.
- Not enactedThe President has not signed this bill
- The senate has not voted
- The house has not voted
Committee on Financial ServicesIntroducedMay 24th, 2013
- house Committees