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house Bill H.R. 1195

Creating Advisory Boards in the CFPB for Small Business, Community Banks, and Credit Unions

Argument in favor

Small businesses, community banks, credit unions, and the people who use them are all affected by CFPB’s regulations. They should all have a seat at the table to voice their concerns.

Cary's Opinion
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04/08/2015
It makes sense to have an advisory opinion from those in the industry.
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bradhodges's Opinion
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04/02/2015
How can intelligent regulations be enacted without input from the businesses that are being regulated? While this may be a consumer protection agency it is still vital to hear the other side of anything.
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Sscm's Opinion
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04/06/2015
These institutions are the backbone of the American economy and they deserve a seat at the table to make sure that both sides of the story are weighed when making regulations.
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Argument opposed

Why should financial institutions and businesses have an advisory role in creating the regulations? The Consumer Financial Protection Bureau, is for consumers not businesses.

stimoceiver's Opinion
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04/01/2015
Sorry consumers need a venue where their voice is not drowned out by business and corporate interests
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Richard's Opinion
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04/03/2015
We must regulate businesses that run amuck and let consumers have the voice for regulations, not businesses.
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Scythan's Opinion
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04/04/2015
The danger in America today is the expansion of income inequity by corporate interests inserting themselves into every aspect of culture. As long as Sen. Warren and the CFPB stand up for consumers and the 99% then there is a chance to return this nation to greatness and not a classist society controlled by corporations and AstroTurf groups.
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bill Progress


  • Not enacted
    The President has not signed this bill
  • The senate has not voted
      senate Committees
      Committee on Banking, Housing, and Urban Affairs
  • The house Passed April 22nd, 2015
    Roll Call Vote 235 Yea / 183 Nay
      house Committees
      Committee on Financial Services
    IntroducedMarch 2nd, 2015

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