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People With Pre-Existing Conditions Can Now Get Health Insurance

by Countable | 8.7.17

Before the Affordable Care Act (ACA or Obamacare for short) was passed, insurance companies were able to refuse service to people with expensive conditions like diabetes or cancer. This meant that someone who needed to change insurance providers because of a simple circumstance like a new job or move to a new city could find it impossible to find a new company that would insure them and help pay for their more expensive treatments. All insurance rates of course are based on risk—and health insurers based their rates on health and estimates of costs to cover care. But this became a problem when people with chronic or existing conditions like asthma or cancer found it impossible or prohibitively expensive to get coverage. Insurers can no longer ask an applicant about their conditions before deciding whether or not to cover them, removing a huge barrier and making it possible for people with preexisting conditions to access healthcare like everyone else.

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(5)
  • Alex
    12/20/2016
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    Healthcare is a human right. Point blank. Period

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  • Alis
    12/20/2016
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    My sister died of untreated cancer because she had preexisting lung damage from when she was a missionary in China. It was maddening! I spent the 2 years before she died trying to find a way for her to get treatment in rural Florida. If she had been in a car crash, the ER would have been forced to treat her--even if she would have ended up in bankruptcy because she couldn't pay for the treatment. But cancer isn't an emergency, you make an appointment for treatment so unless someone will see you without insurance, YOU DIE! If she had lived in Germany, Malaysia or Canada, my sister would have lived more than 63 years & she not died of breast cancer!

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  • Michael
    12/20/2016
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    There does need to be a safety net for people with pre-existing conditions, but that's not insurance. You don't buy fire insurance after your house burns down. Insurance companies are businesses like any other and they have to make a profit to offset those who get sick. That's why Obamacare is collapsing. The only people signing up are sick people. The democrats like to talk about 20 million people now have health insurance through Obamacare. If you bother to research it you'll see that number is only 14 million and only 2 million have it through Obamacare. The other 12 million people were just forced on to government healthcare through Medicaid expansion. The democrats can't stop telling lies.

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  • Pam
    12/20/2016
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    Continue to keep ACA available to everyone.

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  • Linda
    12/24/2016
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    We must keep the ability for people with preexisting conditions to get insurance. You can not repeal ACA. You can improve upon it. Quite making every issue a partisan one. No wonder our founding fathers where against political parties. You must work together. Please work for the people. You are on the verge of destroying our country because of partisanship. Nothing matters but what the party wants. This must stop.

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